Learn How to Deal With an Auto Accident – Before It Happens!
The statistics on automobile accidents in the US and around the Globe are astounding! Since commuting is a part of our daily lives in this country, you or one of your loved ones will likely experience a car accident. It is essential to make sure you and your family members are prepared to handle this situation. Here are some important points you don't want to miss!
Never drive away from the scene of an accident – even if it’s a minor one.
Car accidents can be jarring, leaving you confused and a little scared. Remember, safety is the first priority.
- If you are blocking traffic, pull off to the side
- Turn off your vehicle
- Turn on your hazard lights
- Check on the passengers and other drivers
Call the Police
No matter how minor an accident may seem, you always want to call the police. They will keep traffic moving safely around you and can provide basic medical attention. Police presence also ensures a safe environment for you to explain your side of the accident, and their report is invaluable when it comes to insurance claims.
Keep a checklist of the necessary information to collect in your glove box, along with your insurance packet. If you gain access to your insurance card and other information electronically, then make sure to include instructions on how to access that information. Here is a list of the info you will need:
- Driver’s name and contact information
- Driver’s license number
- License plate numbers
- Insurance companies and policy numbers
- Make, model and year of the vehicle
- Contact info for any eyewitnesses that may have been present
- Location of the accident
- Police officer's name and badge number
What To Say (And What Not To Say)
You should ask everyone involved if they are okay, and then make polite small talk. Do not admit fault even if you think it was your fault. Save your explanations for the police as they will assess the scene and decide who is to blame. Talking it out with the other driver can lead to a tense situation, so it’s best to avoid it altogether. Drawing attention to gratitude is a good idea. For example, “I'm so relieved that nobody was hurt” and “I'm so glad it wasn’t worse.” Or, “I'm so grateful for seat belts!”
File a Claim
Once you have the police report, you will know if you should file a claim with your insurance company or the other driver’s insurance company. Filing claims can sometimes be a long and tedious process, so make sure to file your claim immediately.
An Ounce of Prevention
Remember, motor vehicle accidents can happen to anyone! Following these guidelines can help you be prepared for the inevitable. The best way to prepare your vehicle is through regular maintenance – and that’s something we can help with! Consider taking advantage of our Vehicle Inspection Super Offer today!